I have a very sensitive dog... his breathing, ears, and stomach are very sensitive to everything. We see the vet quite often and have been with the Embrace people since he was a puppy. As everyone knows, vets can be pricey but we have always had an awesome experience with our insurance. - Lea
Embrace Pet Insurance was founded in 2003 and each year has refined and improve upon their services to the pet insurance industry. While some pet insurance companies are bigger, Embrace has core values that they hold onto as they continue to grow. The company consists of people who truly care about pets and not just about the business. With Embrace, you'll find a caring company that will work with you with any incidents your pet(s) may encounter.
WHY PEOPLE PICK EMBRACE INSURANCE
- Healthy Pet Deductible
- Wellness Rewards
- Discounts & Savings
- Personalized Policies
TYPES OF PLANS
Embrace makes it easy by combining all their coverage into one simple plan that's easy to understand. Their comprehensive coverage means you'll find protection literally from nose-to-tail for your pet. While the plan coverage is set, you can choose your annual maximum, deductible and reimbursement percentage. What does this mean? For example, you want maximum protection but want to keep your premiums low. You can choose a policy with a high deductible and high annual maximum. So you can pick a $500 deductible with a $10,000 maximum which means you'll have excellent catastrophic pet insurance that is there to protect you from the big incidents but won't pay for the smaller incidents. It's all up to you on what you feel comfortable with.
So Embrace Comprehensive Coverage Includes:
- Breed Specific Conditions
- Cancer
- Diagnostic Testing & Imaging (X-Rays, Ultrasounds, MRI)
- Prosthetic Limbs and Devices
- Surgery, Nursing Care, Hospitalization
- Alternative Therapies
- ER & Specialist Care
- Prescription Medication Coverage
- Behavior Theraphy
Once you have the Embrace Pet Insurance, you can add the optional Wellness Reward Plan for routine care. There is no deductible, no co-pay, no waiting periods for claims. There are 3 options with the Wellness plan you can choose from and it ranges from $250 to $650 a year. It starts the day you sign up. The Wellness Rewards covers:
- Wellness Exams
- Vaccinations
- Fleas, Ticks, Heartworm Medications
- Spay/Neuter Surgery
- Fecal Exams
- Routine Blood Test
- Microchipping
- Umbilical hernia Repair
- Gastropeexy
- Nail Trimming
- Routine Anal Gland Expression
- Behavioral/Obedience/Specialty Training
- Grooming
- Cremation/Burial
Some of you are wondering what is a pre-existing condition that most if not all pet insurance won't cover? It means that the condition happens or shows symptoms before the coverage begins. So for example if your dog breaks a leg and then you apply for pet insurance, it won't be covered.
Other exclusions that won't be covered with Embrace is:
- Pre-existing Conditions
- Breeding, Whelping and Pregnancy
- Injury Caused By You or Anyone Residing In Your Home
- Injury/Illness From Fighting/Racing/Cruelty or Neglect
- Cosmetic Procedures
- DNA Testing/Cloning
- Organ Transplants
- Stem Cell Therapy
- Avian Flu
- Treatment For Illness related To Teeth/Gum (teeth cleaning or dental illness is covered under Wellness Reward Plan)
PRICING
As with all types of insurance, the cost of pet insurance will be based on your pets breed and age and other factors such as location and which coverage plan you pick. You can get plans where the deductible is $0 and they offer up to 100% reimbursements on vet bills. With Embrace, filing a claim won't increase your premium. Click here to get a free quote so you can get an idea of how much it'll cost. It takes approximately 60 seconds to fill out and you'll get pricing immediately.
Policy: Personalized policy gave Juno a $5,000 Annual Maximum after meeting a $200 annual deductible and a 20% copay.
Actual Vet Bill: $968.36
Reimbursement From Embrace: $774.69
Summary: Because of the personalized plan, for this particular incident, Juno's parents only paid $193.67.
TESTIMONIALS/REVIEWS
I just received an email from this great company! What a surprise. They reviewed a claim that I had on my Goldendoodle and her ear infection without my asking and found out they owed me an additional 51.00. Considering I had been with another insurance company prior to switching to Embrace 3 years ago that was a nightmare, this company has the most outstanding service and caring that I cannot say enough. Of all services that we pay for every day, I believe this is one of the best companies I have ever dealt with. - Linda
You guys are amazing. I have told so many people about Embrace that I get teased about being a sales rep! As a veterinarian in the field for 13 years, I have never seen a pet insurance company as courteous, reasonable, fair, or responsive as Embrace. Thank you for making this such a positive experience. If only Embrace would insure people as well!! - Lilan
I have my 3 labs insured with Embrace, and unfortunately one of my labs had to have his tail amputated after a case of "happy tail" led to a terrible sore that would not heal after 5 weeks of bandages, antibiotics, etc... Lea and Carrie were absolutely awesome!!! My veterinarians were so impressed with the personal level of service I received from Embrace that they now have Embraces' information available for other pet owners in their lobby. I can't say enough about how happy I am with my choice of Embrace for my dogs insurance. - Kirsten
COUPONS & UPDATES!
